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The Money Monster

Hello!  Welcome to the first post here on Modcat.  This one will be addressing *drumroll please* MY MOUNTAINS OF DEBT!!! Yes you heard that right, folks.  I have royally screwed myself financially.  I want to be transparent with whoever might be reading this, so here’s a breakdown of just how in debt I am as…

Who am I?

Hello!Welcome to my little corner of the internet where I attempt to document my life progress. You can call me RJ, and I am a 28 year old woman treading water in southern California. Kids? I got ’em. 2 of them to be specific. They are both girls ages 3 and 1 at the time…

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